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HEALTH — FL

💊 Medicare Savings Program in Panama City Beach, Bay County, Florida — 2026

Eligibility, income limits, local offices and how to apply for Panama City Beach residents

Pays Medicare premiumsMax Benefit
1-800-633-4227Helpline
FLState
135% FPLFPL Threshold
📊 2026 Income Limits — Panama City Beach, Florida
Household SizeMonthly LimitAnnual Limit
1 person$1,632/mo$19,578/yr
2 people$2,215/mo$26,572/yr
3 people$2,798/mo$33,566/yr
4 people ← typical$3,482/mo$41,782/yr
5 people$4,065/mo$48,778/yr
6 people$4,648/mo$55,774/yr
7 people$5,231/mo$62,770/yr
8 people$5,814/mo$69,766/yr

Source: HHS Federal Poverty Guidelines 2026. Effective January 2026.

📝 How to Apply — Panama City Beach, Florida
1
Check Eligibility
Income at or below 135% FPL. Family of 4 in Panama City Beach: $3,482/month in 2026.
2
Apply Online — Fastest
Visit www.medicare.gov/basics/costs/help/medicare-savings-programs — available 24/7.
3
Apply by Phone — 1-800-633-4227
Call Mon–Fri business hours for Panama City Beach residents.
4
Apply In-Person — Bay County Office
Visit offices near Panama City Beach. Walk-ins accepted.
📋 Documents Required — Panama City Beach
  • Medicare card
  • Proof of income
  • Bank statements
  • Proof of residency
❓ FAQs — Medicare Savings Program in Panama City Beach
Who qualifies for Medicare Savings Program in Panama City Beach, Florida?
Residents of Panama City Beach, Bay County, Florida with income at or below 135% FPL. Family of 4: $3,482/month. Call 1-800-633-4227.
How to apply for Medicare Savings Program in Panama City Beach?
Apply online at www.medicare.gov/basics/costs/help/medicare-savings-programs, call 1-800-633-4227, or visit Bay County office.
Is there a Medicare Savings Program office in Panama City Beach?
The nearest office is in Bay County. Visit office locator for exact address and hours.
🔗 Other Benefits in Panama City Beach, Florida
🍎 SNAP Benefits🏥 Medicaid🏠 Section 8 Housing🍼 WIC Program⚡ LIHEAP Energy Help💵 TANF Cash Assistance🧓 SSI Benefits♿ SSDI Benefits
🚀 Apply for Medicare Savings Program
Apply Online — Official ↗ 📞 Call 1-800-633-4227 ← Back to Bay County
🔔 Florida Alerts 2026
Free alerts when Medicare Savings Program changes in Florida.
📌 All Benefits in Panama City Beach
🍎 SNAP Benefits🏥 Medicaid🏠 Section 8 Housing🍼 WIC Program⚡ LIHEAP Energy Help💵 TANF Cash Assistance🧓 SSI Benefits♿ SSDI Benefits👶 CHIP Health Insurance🏦 Local Food Banks