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Homeβ€ΊFloridaβ€ΊBay Countyβ€ΊPublic Housingβ€ΊPanama City
HOUSING β€” FL

🏒 Public Housing in Panama City, Bay County, Florida β€” 2026

Eligibility, income limits, local offices and how to apply for Panama City residents

Rent capped at 30% incomeMax Benefit
1-800-955-2232Helpline
FLState
80% Area Median IncomeFPL Threshold
πŸ“Š 2026 Income Limits β€” Panama City, Florida
Household SizeMonthly LimitAnnual Limit
1 person$1,632/mo$19,578/yr
2 people$2,215/mo$26,572/yr
3 people$2,798/mo$33,566/yr
4 people ← typical$3,482/mo$41,782/yr
5 people$4,065/mo$48,778/yr
6 people$4,648/mo$55,774/yr
7 people$5,231/mo$62,770/yr
8 people$5,814/mo$69,766/yr

Source: HHS Federal Poverty Guidelines 2026. Effective January 2026.

πŸ“ How to Apply β€” Panama City, Florida
1
Check Eligibility
Income at or below 80% Area Median Income. Family of 4 in Panama City: $3,482/month in 2026.
2
Apply Online β€” Fastest
Visit www.hud.gov/topics/rental_assistance/phprog β€” available 24/7.
3
Apply by Phone β€” 1-800-955-2232
Call Mon–Fri business hours for Panama City residents.
4
Apply In-Person β€” Bay County Office
Visit offices near Panama City. Walk-ins accepted.
πŸ“‹ Documents Required β€” Panama City
  • Photo ID all adults
  • Social Security cards
  • Proof of income
  • Rental history
❓ FAQs β€” Public Housing in Panama City
Who qualifies for Public Housing in Panama City, Florida?
Residents of Panama City, Bay County, Florida with income at or below 80% Area Median Income. Family of 4: $3,482/month. Call 1-800-955-2232.
How to apply for Public Housing in Panama City?
Apply online at www.hud.gov/topics/rental_assistance/phprog, call 1-800-955-2232, or visit Bay County office.
Is there a Public Housing office in Panama City?
The nearest office is in Bay County. Visit office locator for exact address and hours.
πŸ”” Florida Alerts 2026
Free alerts when Public Housing changes in Florida.