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Homeβ€ΊIllinoisβ€ΊCook Countyβ€ΊSmall Business Grantsβ€ΊChicago
BUSINESS β€” IL

πŸͺ Small Business Grants in Chicago, Cook County, Illinois β€” 2026

Eligibility, income limits, local offices and how to apply for Chicago residents

Up to $5M loanMax Benefit
1-800-827-5722Helpline
ILState
Business viability requiredFPL Threshold
πŸ“Š 2026 Income Limits β€” Chicago, Illinois
Household SizeMonthly LimitAnnual Limit
1 person$1,632/mo$19,578/yr
2 people$2,215/mo$26,572/yr
3 people$2,798/mo$33,566/yr
4 people ← typical$3,482/mo$41,782/yr
5 people$4,065/mo$48,778/yr
6 people$4,648/mo$55,774/yr
7 people$5,231/mo$62,770/yr
8 people$5,814/mo$69,766/yr

Source: HHS Federal Poverty Guidelines 2026. Effective January 2026.

πŸ“ How to Apply β€” Chicago, Illinois
1
Check Eligibility
Income at or below Business viability required. Family of 4 in Chicago: $3,482/month in 2026.
2
Apply Online β€” Fastest
Visit www.sba.gov/funding-programs/loans β€” available 24/7.
3
Apply by Phone β€” 1-800-827-5722
Call Mon–Fri business hours for Chicago residents.
4
Apply In-Person β€” Cook County Office
Visit offices near Chicago. Walk-ins accepted.
πŸ“‹ Documents Required β€” Chicago
  • Business plan
  • Tax returns 3 years
  • Financial statements
  • Photo ID
❓ FAQs β€” Small Business Grants in Chicago
Who qualifies for Small Business Grants in Chicago, Illinois?
Residents of Chicago, Cook County, Illinois with income at or below Business viability required. Family of 4: $3,482/month. Call 1-800-827-5722.
How to apply for Small Business Grants in Chicago?
Apply online at www.sba.gov/funding-programs/loans, call 1-800-827-5722, or visit Cook County office.
Is there a Small Business Grants office in Chicago?
The nearest office is in Cook County. Visit office locator for exact address and hours.
πŸ”” Illinois Alerts 2026
Free alerts when Small Business Grants changes in Illinois.