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🏪 Small Business Grants in Houghton, Michigan — 2026 Guide

Complete eligibility guide for Houghton residents — income limits, how to apply, local offices & required documents

Up to $5M loanMax Benefit
$3,482/moIncome Limit (fam/4)
Business viability requiredFPL Threshold
1-800-827-5722Helpline
49905ZIP Code
MIState
📌 Quick Navigation — Small Business Grants in Houghton
📝 How to Apply — Houghton→ 💰 Income Limits — Houghton 2026→ ✅ Eligibility Requirements — Houghton→ 🏢 Office Locations in Houghton→ 📅 Payment Dates — Michigan 2026→ 📋 Documents Required — Houghton→
📊 2026 Income Limits — Small Business Grants in Houghton, Michigan
Household SizeMonthly LimitAnnual LimitFPL %
1 person$1,695/mo$20,345/yrBusiness viability required
2 people$2,291/mo$27,495/yrBusiness viability required
3 people$2,887/mo$34,645/yrBusiness viability required
4 people ← fam/4$3,482/mo$41,795/yrBusiness viability required
5 people$4,078/mo$48,945/yrBusiness viability required
6 people$4,674/mo$56,095/yrBusiness viability required
7 people$5,270/mo$63,245/yrBusiness viability required
8 people$5,866/mo$70,395/yrBusiness viability required

Source: HHS Federal Poverty Guidelines 2026. Effective January 2026 for Michigan.

📝 How to Apply — Houghton, Michigan
1
Check Eligibility
Income at or below Business viability required. Family of 4 in Houghton: $3,482/month in 2026.
2
Gather Documents
Collect all documents listed below before starting your application.
3
Apply Online — Fastest
Visit www.sba.gov/funding-programs/loans — available 24/7.
4
Apply by Phone — 1-800-827-5722
Call Mon–Fri business hours. Caseworker will guide you through application.
5
Apply In-Person — Houghton Office
Walk-ins accepted. Bring all required documents listed below.
📋 Documents Required — Houghton, Michigan
  • Business plan
  • Tax returns 3 years
  • Financial statements
  • Photo ID
  • Completed application form (available online or at Houghton office)
💡 Missing a document? Call 1-800-827-5722 — alternative documentation often accepted for Houghton residents.
📅 Payment Schedule — Michigan 2026
⚠️ 2026: Payment dates in Michigan vary by case number. Call 1-800-827-5722 or check the official Michigan portal for your exact date.
🏢 Offices in Houghton, Michigan
Houghton Benefits Office — Main
📍 Houghton Government Center, Michigan 49905
📞 1-800-827-5722 · ⏰ Mon–Fri 8AM–5PM
✓ Walk-ins🌐 Online📱 Phone
211 Helpline — Houghton
📞 Dial 211 — Free, 24/7
All local programs in Houghton, Michigan
24/7 FreeAll Benefits
🏙️ Cities in Houghton — Small Business Grants
Atlantic MineCalumetChassellCopper CityDodgevilleDollar BayHancockHoughtonHubbellKearsargeLake LindenNisulaPainesdalePelkieSidnaw
❓ FAQs — Small Business Grants in Houghton, Michigan
Who qualifies for Small Business Grants in Houghton, Michigan 2026?
Houghton residents with income at or below Business viability required of the federal poverty level. Family of 4 limit: $3,482/month. Call 1-800-827-5722 to verify your eligibility.
How long does approval take in Houghton?
Most applications in Michigan processed within 30 days. Emergency cases in Houghton can be approved within 7 days. Call 1-800-827-5722 for expedited processing.
Can I apply online from Houghton, Michigan?
Yes. Apply 24/7 at www.sba.gov/funding-programs/loans, call 1-800-827-5722, or visit Houghton office in person.
What is the income limit for family of 4 in Houghton 2026?
Family of 4 in Houghton, Michigan: $3,482/month ($41,795/year) = Business viability required of 2026 federal poverty level.
Are there Houghton-specific programs beyond the federal program?
Yes. Houghton and Michigan have supplemental local programs. Dial 211 from any phone in Houghton to find all locally available programs.
🔗 Other Benefits in Houghton, Michigan
🍎 SNAP Benefits🏥 Medicaid🏠 Section 8 Housing🍼 WIC Program⚡ LIHEAP Energy Help💵 TANF Cash Assistance
URL: usagovbenefits.com/michigan/houghton/small-business-grants/ · Verified: June 2026 · Sources: Small Business Administration, HHS.gov, Benefits.gov, Michigan Portal · Official Apply Link ↗
🚀 Apply for Small Business Grants
Apply Online — Official Site ↗ 📞 Call 1-800-827-5722 📋 Full Application Guide

Official government site. Free to apply.

🔔 Michigan Benefit Alerts 2026
Free alerts when Small Business Grants income limits or payment dates change in Michigan.
📍 Program Details
ProgramSmall Business Grants
CountyHoughton
StateMichigan (MI)
ZIP49905
Max BenefitUp to $5M loan
Phone1-800-827-5722
UpdatedJune 2026
📌 All Benefits in Houghton
🍎 SNAP Benefits🏥 Medicaid🏠 Section 8 Housing🍼 WIC Program⚡ LIHEAP Energy Help💵 TANF Cash Assistance🧓 SSI Benefits♿ SSDI Benefits👶 CHIP Health Insurance🏦 Local Food Banks🏘️ Rental Assistance🏢 Public Housing View all 30 benefits in Houghton →