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Homeβ€ΊMinnesotaβ€ΊStearnsβ€ΊSmall Business Grantsβ€ΊCold Spring
BUSINESS β€” MN

πŸͺ Small Business Grants in Cold Spring, Stearns, Minnesota β€” 2026

Eligibility, income limits, local offices and how to apply for Cold Spring residents

Up to $5M loanMax Benefit
1-800-827-5722Helpline
MNState
Business viability requiredFPL Threshold
πŸ“Š 2026 Income Limits β€” Cold Spring, Minnesota
Household SizeMonthly LimitAnnual Limit
1 person$1,632/mo$19,578/yr
2 people$2,215/mo$26,572/yr
3 people$2,798/mo$33,566/yr
4 people ← typical$3,482/mo$41,782/yr
5 people$4,065/mo$48,778/yr
6 people$4,648/mo$55,774/yr
7 people$5,231/mo$62,770/yr
8 people$5,814/mo$69,766/yr

Source: HHS Federal Poverty Guidelines 2026. Effective January 2026.

πŸ“ How to Apply β€” Cold Spring, Minnesota
1
Check Eligibility
Income at or below Business viability required. Family of 4 in Cold Spring: $3,482/month in 2026.
2
Apply Online β€” Fastest
Visit www.sba.gov/funding-programs/loans β€” available 24/7.
3
Apply by Phone β€” 1-800-827-5722
Call Mon–Fri business hours for Cold Spring residents.
4
Apply In-Person β€” Stearns Office
Visit offices near Cold Spring. Walk-ins accepted.
πŸ“‹ Documents Required β€” Cold Spring
  • Business plan
  • Tax returns 3 years
  • Financial statements
  • Photo ID
❓ FAQs β€” Small Business Grants in Cold Spring
Who qualifies for Small Business Grants in Cold Spring, Minnesota?
Residents of Cold Spring, Stearns, Minnesota with income at or below Business viability required. Family of 4: $3,482/month. Call 1-800-827-5722.
How to apply for Small Business Grants in Cold Spring?
Apply online at www.sba.gov/funding-programs/loans, call 1-800-827-5722, or visit Stearns office.
Is there a Small Business Grants office in Cold Spring?
The nearest office is in Stearns. Visit office locator for exact address and hours.
πŸ”” Minnesota Alerts 2026
Free alerts when Small Business Grants changes in Minnesota.