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Homeβ€ΊNew Jerseyβ€ΊBergen Countyβ€ΊSmall Business Grantsβ€ΊOakland
BUSINESS β€” NJ

πŸͺ Small Business Grants in Oakland, Bergen County, New Jersey β€” 2026

Eligibility, income limits, local offices and how to apply for Oakland residents

Up to $5M loanMax Benefit
1-800-827-5722Helpline
NJState
Business viability requiredFPL Threshold
πŸ“Š 2026 Income Limits β€” Oakland, New Jersey
Household SizeMonthly LimitAnnual Limit
1 person$1,632/mo$19,578/yr
2 people$2,215/mo$26,572/yr
3 people$2,798/mo$33,566/yr
4 people ← typical$3,482/mo$41,782/yr
5 people$4,065/mo$48,778/yr
6 people$4,648/mo$55,774/yr
7 people$5,231/mo$62,770/yr
8 people$5,814/mo$69,766/yr

Source: HHS Federal Poverty Guidelines 2026. Effective January 2026.

πŸ“ How to Apply β€” Oakland, New Jersey
1
Check Eligibility
Income at or below Business viability required. Family of 4 in Oakland: $3,482/month in 2026.
2
Apply Online β€” Fastest
Visit www.sba.gov/funding-programs/loans β€” available 24/7.
3
Apply by Phone β€” 1-800-827-5722
Call Mon–Fri business hours for Oakland residents.
4
Apply In-Person β€” Bergen County Office
Visit offices near Oakland. Walk-ins accepted.
πŸ“‹ Documents Required β€” Oakland
  • Business plan
  • Tax returns 3 years
  • Financial statements
  • Photo ID
❓ FAQs β€” Small Business Grants in Oakland
Who qualifies for Small Business Grants in Oakland, New Jersey?
Residents of Oakland, Bergen County, New Jersey with income at or below Business viability required. Family of 4: $3,482/month. Call 1-800-827-5722.
How to apply for Small Business Grants in Oakland?
Apply online at www.sba.gov/funding-programs/loans, call 1-800-827-5722, or visit Bergen County office.
Is there a Small Business Grants office in Oakland?
The nearest office is in Bergen County. Visit office locator for exact address and hours.
πŸ”” New Jersey Alerts 2026
Free alerts when Small Business Grants changes in New Jersey.