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Homeβ€ΊNew Jerseyβ€ΊCape May Countyβ€ΊSmall Business Grantsβ€ΊLower
BUSINESS β€” NJ

πŸͺ Small Business Grants in Lower, Cape May County, New Jersey β€” 2026

Eligibility, income limits, local offices and how to apply for Lower residents

Up to $5M loanMax Benefit
1-800-827-5722Helpline
NJState
Business viability requiredFPL Threshold
πŸ“Š 2026 Income Limits β€” Lower, New Jersey
Household SizeMonthly LimitAnnual Limit
1 person$1,632/mo$19,578/yr
2 people$2,215/mo$26,572/yr
3 people$2,798/mo$33,566/yr
4 people ← typical$3,482/mo$41,782/yr
5 people$4,065/mo$48,778/yr
6 people$4,648/mo$55,774/yr
7 people$5,231/mo$62,770/yr
8 people$5,814/mo$69,766/yr

Source: HHS Federal Poverty Guidelines 2026. Effective January 2026.

πŸ“ How to Apply β€” Lower, New Jersey
1
Check Eligibility
Income at or below Business viability required. Family of 4 in Lower: $3,482/month in 2026.
2
Apply Online β€” Fastest
Visit www.sba.gov/funding-programs/loans β€” available 24/7.
3
Apply by Phone β€” 1-800-827-5722
Call Mon–Fri business hours for Lower residents.
4
Apply In-Person β€” Cape May County Office
Visit offices near Lower. Walk-ins accepted.
πŸ“‹ Documents Required β€” Lower
  • Business plan
  • Tax returns 3 years
  • Financial statements
  • Photo ID
❓ FAQs β€” Small Business Grants in Lower
Who qualifies for Small Business Grants in Lower, New Jersey?
Residents of Lower, Cape May County, New Jersey with income at or below Business viability required. Family of 4: $3,482/month. Call 1-800-827-5722.
How to apply for Small Business Grants in Lower?
Apply online at www.sba.gov/funding-programs/loans, call 1-800-827-5722, or visit Cape May County office.
Is there a Small Business Grants office in Lower?
The nearest office is in Cape May County. Visit office locator for exact address and hours.
πŸ”” New Jersey Alerts 2026
Free alerts when Small Business Grants changes in New Jersey.