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Homeβ€ΊNew Jerseyβ€ΊCape Mayβ€ΊSmall Business Grantsβ€ΊOcean City
BUSINESS β€” NJ

πŸͺ Small Business Grants in Ocean City, Cape May, New Jersey β€” 2026

Eligibility, income limits, local offices and how to apply for Ocean City residents

Up to $5M loanMax Benefit
1-800-827-5722Helpline
NJState
Business viability requiredFPL Threshold
πŸ“Š 2026 Income Limits β€” Ocean City, New Jersey
Household SizeMonthly LimitAnnual Limit
1 person$1,632/mo$19,578/yr
2 people$2,215/mo$26,572/yr
3 people$2,798/mo$33,566/yr
4 people ← typical$3,482/mo$41,782/yr
5 people$4,065/mo$48,778/yr
6 people$4,648/mo$55,774/yr
7 people$5,231/mo$62,770/yr
8 people$5,814/mo$69,766/yr

Source: HHS Federal Poverty Guidelines 2026. Effective January 2026.

πŸ“ How to Apply β€” Ocean City, New Jersey
1
Check Eligibility
Income at or below Business viability required. Family of 4 in Ocean City: $3,482/month in 2026.
2
Apply Online β€” Fastest
Visit www.sba.gov/funding-programs/loans β€” available 24/7.
3
Apply by Phone β€” 1-800-827-5722
Call Mon–Fri business hours for Ocean City residents.
4
Apply In-Person β€” Cape May Office
Visit offices near Ocean City. Walk-ins accepted.
πŸ“‹ Documents Required β€” Ocean City
  • Business plan
  • Tax returns 3 years
  • Financial statements
  • Photo ID
❓ FAQs β€” Small Business Grants in Ocean City
Who qualifies for Small Business Grants in Ocean City, New Jersey?
Residents of Ocean City, Cape May, New Jersey with income at or below Business viability required. Family of 4: $3,482/month. Call 1-800-827-5722.
How to apply for Small Business Grants in Ocean City?
Apply online at www.sba.gov/funding-programs/loans, call 1-800-827-5722, or visit Cape May office.
Is there a Small Business Grants office in Ocean City?
The nearest office is in Cape May. Visit office locator for exact address and hours.
πŸ”” New Jersey Alerts 2026
Free alerts when Small Business Grants changes in New Jersey.