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HEALTH — NJ

💊 Medicare Savings Program in Garwood, Union County, New Jersey — 2026

Eligibility, income limits, local offices and how to apply for Garwood residents

Pays Medicare premiumsMax Benefit
1-800-633-4227Helpline
NJState
135% FPLFPL Threshold
📊 2026 Income Limits — Garwood, New Jersey
Household SizeMonthly LimitAnnual Limit
1 person$1,632/mo$19,578/yr
2 people$2,215/mo$26,572/yr
3 people$2,798/mo$33,566/yr
4 people ← typical$3,482/mo$41,782/yr
5 people$4,065/mo$48,778/yr
6 people$4,648/mo$55,774/yr
7 people$5,231/mo$62,770/yr
8 people$5,814/mo$69,766/yr

Source: HHS Federal Poverty Guidelines 2026. Effective January 2026.

📝 How to Apply — Garwood, New Jersey
1
Check Eligibility
Income at or below 135% FPL. Family of 4 in Garwood: $3,482/month in 2026.
2
Apply Online — Fastest
Visit www.medicare.gov/basics/costs/help/medicare-savings-programs — available 24/7.
3
Apply by Phone — 1-800-633-4227
Call Mon–Fri business hours for Garwood residents.
4
Apply In-Person — Union County Office
Visit offices near Garwood. Walk-ins accepted.
📋 Documents Required — Garwood
  • Medicare card
  • Proof of income
  • Bank statements
  • Proof of residency
❓ FAQs — Medicare Savings Program in Garwood
Who qualifies for Medicare Savings Program in Garwood, New Jersey?
Residents of Garwood, Union County, New Jersey with income at or below 135% FPL. Family of 4: $3,482/month. Call 1-800-633-4227.
How to apply for Medicare Savings Program in Garwood?
Apply online at www.medicare.gov/basics/costs/help/medicare-savings-programs, call 1-800-633-4227, or visit Union County office.
Is there a Medicare Savings Program office in Garwood?
The nearest office is in Union County. Visit office locator for exact address and hours.
🔗 Other Benefits in Garwood, New Jersey
🍎 SNAP Benefits🏥 Medicaid🏠 Section 8 Housing🍼 WIC Program⚡ LIHEAP Energy Help💵 TANF Cash Assistance🧓 SSI Benefits♿ SSDI Benefits
🚀 Apply for Medicare Savings Program
Apply Online — Official ↗ 📞 Call 1-800-633-4227 ← Back to Union County
🔔 New Jersey Alerts 2026
Free alerts when Medicare Savings Program changes in New Jersey.
📌 All Benefits in Garwood
🍎 SNAP Benefits🏥 Medicaid🏠 Section 8 Housing🍼 WIC Program⚡ LIHEAP Energy Help💵 TANF Cash Assistance🧓 SSI Benefits♿ SSDI Benefits👶 CHIP Health Insurance🏦 Local Food Banks