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HOUSING β€” NJ

🏒 Public Housing in Garwood, Union, New Jersey β€” 2026

Eligibility, income limits, local offices and how to apply for Garwood residents

Rent capped at 30% incomeMax Benefit
1-800-955-2232Helpline
NJState
80% Area Median IncomeFPL Threshold
πŸ“Š 2026 Income Limits β€” Garwood, New Jersey
Household SizeMonthly LimitAnnual Limit
1 person$1,632/mo$19,578/yr
2 people$2,215/mo$26,572/yr
3 people$2,798/mo$33,566/yr
4 people ← typical$3,482/mo$41,782/yr
5 people$4,065/mo$48,778/yr
6 people$4,648/mo$55,774/yr
7 people$5,231/mo$62,770/yr
8 people$5,814/mo$69,766/yr

Source: HHS Federal Poverty Guidelines 2026. Effective January 2026.

πŸ“ How to Apply β€” Garwood, New Jersey
1
Check Eligibility
Income at or below 80% Area Median Income. Family of 4 in Garwood: $3,482/month in 2026.
2
Apply Online β€” Fastest
Visit www.hud.gov/topics/rental_assistance/phprog β€” available 24/7.
3
Apply by Phone β€” 1-800-955-2232
Call Mon–Fri business hours for Garwood residents.
4
Apply In-Person β€” Union Office
Visit offices near Garwood. Walk-ins accepted.
πŸ“‹ Documents Required β€” Garwood
  • Photo ID all adults
  • Social Security cards
  • Proof of income
  • Rental history
❓ FAQs β€” Public Housing in Garwood
Who qualifies for Public Housing in Garwood, New Jersey?
Residents of Garwood, Union, New Jersey with income at or below 80% Area Median Income. Family of 4: $3,482/month. Call 1-800-955-2232.
How to apply for Public Housing in Garwood?
Apply online at www.hud.gov/topics/rental_assistance/phprog, call 1-800-955-2232, or visit Union office.
Is there a Public Housing office in Garwood?
The nearest office is in Union. Visit office locator for exact address and hours.
πŸ”” New Jersey Alerts 2026
Free alerts when Public Housing changes in New Jersey.