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Homeβ€ΊNew Yorkβ€ΊOtsego Countyβ€ΊSmall Business Grantsβ€ΊRichfield
BUSINESS β€” NY

πŸͺ Small Business Grants in Richfield, Otsego County, New York β€” 2026

Eligibility, income limits, local offices and how to apply for Richfield residents

Up to $5M loanMax Benefit
1-800-827-5722Helpline
NYState
Business viability requiredFPL Threshold
πŸ“Š 2026 Income Limits β€” Richfield, New York
Household SizeMonthly LimitAnnual Limit
1 person$1,632/mo$19,578/yr
2 people$2,215/mo$26,572/yr
3 people$2,798/mo$33,566/yr
4 people ← typical$3,482/mo$41,782/yr
5 people$4,065/mo$48,778/yr
6 people$4,648/mo$55,774/yr
7 people$5,231/mo$62,770/yr
8 people$5,814/mo$69,766/yr

Source: HHS Federal Poverty Guidelines 2026. Effective January 2026.

πŸ“ How to Apply β€” Richfield, New York
1
Check Eligibility
Income at or below Business viability required. Family of 4 in Richfield: $3,482/month in 2026.
2
Apply Online β€” Fastest
Visit www.sba.gov/funding-programs/loans β€” available 24/7.
3
Apply by Phone β€” 1-800-827-5722
Call Mon–Fri business hours for Richfield residents.
4
Apply In-Person β€” Otsego County Office
Visit offices near Richfield. Walk-ins accepted.
πŸ“‹ Documents Required β€” Richfield
  • Business plan
  • Tax returns 3 years
  • Financial statements
  • Photo ID
❓ FAQs β€” Small Business Grants in Richfield
Who qualifies for Small Business Grants in Richfield, New York?
Residents of Richfield, Otsego County, New York with income at or below Business viability required. Family of 4: $3,482/month. Call 1-800-827-5722.
How to apply for Small Business Grants in Richfield?
Apply online at www.sba.gov/funding-programs/loans, call 1-800-827-5722, or visit Otsego County office.
Is there a Small Business Grants office in Richfield?
The nearest office is in Otsego County. Visit office locator for exact address and hours.
πŸ”” New York Alerts 2026
Free alerts when Small Business Grants changes in New York.