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BUSINESS — NY

🏪 Small Business Grants in Waterford (Town), Saratoga County, New York — 2026

Eligibility, income limits, local offices and how to apply for Waterford (Town) residents

Up to $5M loanMax Benefit
1-800-827-5722Helpline
NYState
Business viability requiredFPL Threshold
📊 2026 Income Limits — Waterford (Town), New York
Household SizeMonthly LimitAnnual Limit
1 person$1,632/mo$19,578/yr
2 people$2,215/mo$26,572/yr
3 people$2,798/mo$33,566/yr
4 people ← typical$3,482/mo$41,782/yr
5 people$4,065/mo$48,778/yr
6 people$4,648/mo$55,774/yr
7 people$5,231/mo$62,770/yr
8 people$5,814/mo$69,766/yr

Source: HHS Federal Poverty Guidelines 2026. Effective January 2026.

📝 How to Apply — Waterford (Town), New York
1
Check Eligibility
Income at or below Business viability required. Family of 4 in Waterford (Town): $3,482/month in 2026.
2
Apply Online — Fastest
Visit www.sba.gov/funding-programs/loans — available 24/7.
3
Apply by Phone — 1-800-827-5722
Call Mon–Fri business hours for Waterford (Town) residents.
4
Apply In-Person — Saratoga County Office
Visit offices near Waterford (Town). Walk-ins accepted.
📋 Documents Required — Waterford (Town)
  • Business plan
  • Tax returns 3 years
  • Financial statements
  • Photo ID
❓ FAQs — Small Business Grants in Waterford (Town)
Who qualifies for Small Business Grants in Waterford (Town), New York?
Residents of Waterford (Town), Saratoga County, New York with income at or below Business viability required. Family of 4: $3,482/month. Call 1-800-827-5722.
How to apply for Small Business Grants in Waterford (Town)?
Apply online at www.sba.gov/funding-programs/loans, call 1-800-827-5722, or visit Saratoga County office.
Is there a Small Business Grants office in Waterford (Town)?
The nearest office is in Saratoga County. Visit office locator for exact address and hours.
🔗 Other Benefits in Waterford (Town), New York
🍎 SNAP Benefits🏥 Medicaid🏠 Section 8 Housing🍼 WIC Program⚡ LIHEAP Energy Help💵 TANF Cash Assistance🧓 SSI Benefits♿ SSDI Benefits
🚀 Apply for Small Business Grants
Apply Online — Official ↗ 📞 Call 1-800-827-5722 ← Back to Saratoga County
🔔 New York Alerts 2026
Free alerts when Small Business Grants changes in New York.
📌 All Benefits in Waterford (Town)
🍎 SNAP Benefits🏥 Medicaid🏠 Section 8 Housing🍼 WIC Program⚡ LIHEAP Energy Help💵 TANF Cash Assistance🧓 SSI Benefits♿ SSDI Benefits👶 CHIP Health Insurance🏦 Local Food Banks