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Homeβ€ΊNorth Carolinaβ€ΊRowan Countyβ€ΊPublic Housingβ€ΊSpencer
HOUSING β€” NC

🏒 Public Housing in Spencer, Rowan County, North Carolina β€” 2026

Eligibility, income limits, local offices and how to apply for Spencer residents

Rent capped at 30% incomeMax Benefit
1-800-955-2232Helpline
NCState
80% Area Median IncomeFPL Threshold
πŸ“Š 2026 Income Limits β€” Spencer, North Carolina
Household SizeMonthly LimitAnnual Limit
1 person$1,632/mo$19,578/yr
2 people$2,215/mo$26,572/yr
3 people$2,798/mo$33,566/yr
4 people ← typical$3,482/mo$41,782/yr
5 people$4,065/mo$48,778/yr
6 people$4,648/mo$55,774/yr
7 people$5,231/mo$62,770/yr
8 people$5,814/mo$69,766/yr

Source: HHS Federal Poverty Guidelines 2026. Effective January 2026.

πŸ“ How to Apply β€” Spencer, North Carolina
1
Check Eligibility
Income at or below 80% Area Median Income. Family of 4 in Spencer: $3,482/month in 2026.
2
Apply Online β€” Fastest
Visit www.hud.gov/topics/rental_assistance/phprog β€” available 24/7.
3
Apply by Phone β€” 1-800-955-2232
Call Mon–Fri business hours for Spencer residents.
4
Apply In-Person β€” Rowan County Office
Visit offices near Spencer. Walk-ins accepted.
πŸ“‹ Documents Required β€” Spencer
  • Photo ID all adults
  • Social Security cards
  • Proof of income
  • Rental history
❓ FAQs β€” Public Housing in Spencer
Who qualifies for Public Housing in Spencer, North Carolina?
Residents of Spencer, Rowan County, North Carolina with income at or below 80% Area Median Income. Family of 4: $3,482/month. Call 1-800-955-2232.
How to apply for Public Housing in Spencer?
Apply online at www.hud.gov/topics/rental_assistance/phprog, call 1-800-955-2232, or visit Rowan County office.
Is there a Public Housing office in Spencer?
The nearest office is in Rowan County. Visit office locator for exact address and hours.
πŸ”” North Carolina Alerts 2026
Free alerts when Public Housing changes in North Carolina.