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🏪 Small Business Grants in Charleston, South Carolina — 2026 Guide

Complete eligibility guide for Charleston residents — income limits, how to apply, local offices & required documents

Up to $5M loanMax Benefit
$3,482/moIncome Limit (fam/4)
Business viability requiredFPL Threshold
1-800-827-5722Helpline
29401ZIP Code
SCState
📌 Quick Navigation — Small Business Grants in Charleston
📝 How to Apply — Charleston→ 💰 Income Limits — Charleston 2026→ ✅ Eligibility Requirements — Charleston→ 🏢 Office Locations in Charleston→ 📅 Payment Dates — South Carolina 2026→ 📋 Documents Required — Charleston→
📊 2026 Income Limits — Small Business Grants in Charleston, South Carolina
Household SizeMonthly LimitAnnual LimitFPL %
1 person$1,695/mo$20,345/yrBusiness viability required
2 people$2,291/mo$27,495/yrBusiness viability required
3 people$2,887/mo$34,645/yrBusiness viability required
4 people ← fam/4$3,482/mo$41,795/yrBusiness viability required
5 people$4,078/mo$48,945/yrBusiness viability required
6 people$4,674/mo$56,095/yrBusiness viability required
7 people$5,270/mo$63,245/yrBusiness viability required
8 people$5,866/mo$70,395/yrBusiness viability required

Source: HHS Federal Poverty Guidelines 2026. Effective January 2026 for South Carolina.

📝 How to Apply — Charleston, South Carolina
1
Check Eligibility
Income at or below Business viability required. Family of 4 in Charleston: $3,482/month in 2026.
2
Gather Documents
Collect all documents listed below before starting your application.
3
Apply Online — Fastest
Visit www.sba.gov/funding-programs/loans — available 24/7.
4
Apply by Phone — 1-800-827-5722
Call Mon–Fri business hours. Caseworker will guide you through application.
5
Apply In-Person — Charleston Office
Walk-ins accepted. Bring all required documents listed below.
📋 Documents Required — Charleston, South Carolina
  • Business plan
  • Tax returns 3 years
  • Financial statements
  • Photo ID
  • Completed application form (available online or at Charleston office)
💡 Missing a document? Call 1-800-827-5722 — alternative documentation often accepted for Charleston residents.
📅 Payment Schedule — South Carolina 2026
⚠️ 2026: Payment dates in South Carolina vary by case number. Call 1-800-827-5722 or check the official South Carolina portal for your exact date.
🏢 Offices in Charleston, South Carolina
Charleston Benefits Office — Main
📍 Charleston Government Center, South Carolina 29401
📞 1-800-827-5722 · ⏰ Mon–Fri 8AM–5PM
✓ Walk-ins🌐 Online📱 Phone
211 Helpline — Charleston
📞 Dial 211 — Free, 24/7
All local programs in Charleston, South Carolina
24/7 FreeAll Benefits
🏙️ Cities in Charleston — Small Business Grants
CharlestonCharleston AFBNorth CharlestonAdams RunAwendawFolly BeachHollywoodIsle Of PalmsJohns IslandMc ClellanvilleMount PleasantRavenelSullivans IslandWadmalaw Island
❓ FAQs — Small Business Grants in Charleston, South Carolina
Who qualifies for Small Business Grants in Charleston, South Carolina 2026?
Charleston residents with income at or below Business viability required of the federal poverty level. Family of 4 limit: $3,482/month. Call 1-800-827-5722 to verify your eligibility.
How long does approval take in Charleston?
Most applications in South Carolina processed within 30 days. Emergency cases in Charleston can be approved within 7 days. Call 1-800-827-5722 for expedited processing.
Can I apply online from Charleston, South Carolina?
Yes. Apply 24/7 at www.sba.gov/funding-programs/loans, call 1-800-827-5722, or visit Charleston office in person.
What is the income limit for family of 4 in Charleston 2026?
Family of 4 in Charleston, South Carolina: $3,482/month ($41,795/year) = Business viability required of 2026 federal poverty level.
Are there Charleston-specific programs beyond the federal program?
Yes. Charleston and South Carolina have supplemental local programs. Dial 211 from any phone in Charleston to find all locally available programs.
🔗 Other Benefits in Charleston, South Carolina
🍎 SNAP Benefits🏥 Medicaid🏠 Section 8 Housing🍼 WIC Program⚡ LIHEAP Energy Help💵 TANF Cash Assistance
URL: usagovbenefits.com/south-carolina/charleston/small-business-grants/ · Verified: June 2026 · Sources: Small Business Administration, HHS.gov, Benefits.gov, South Carolina Portal · Official Apply Link ↗
🚀 Apply for Small Business Grants
Apply Online — Official Site ↗ 📞 Call 1-800-827-5722 📋 Full Application Guide

Official government site. Free to apply.

🔔 South Carolina Benefit Alerts 2026
Free alerts when Small Business Grants income limits or payment dates change in South Carolina.
📍 Program Details
ProgramSmall Business Grants
CountyCharleston
StateSouth Carolina (SC)
ZIP29401
Max BenefitUp to $5M loan
Phone1-800-827-5722
UpdatedJune 2026
📌 All Benefits in Charleston
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