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BUSINESS — VI

🏪 Small Business Grants in St Thomas, Saint Thomas, Virgin Islands — 2026

Eligibility, income limits, local offices and how to apply for St Thomas residents

Up to $5M loanMax Benefit
1-800-827-5722Helpline
VIState
Business viability requiredFPL Threshold
📊 2026 Income Limits — St Thomas, Virgin Islands
Household SizeMonthly LimitAnnual Limit
1 person$1,632/mo$19,578/yr
2 people$2,215/mo$26,572/yr
3 people$2,798/mo$33,566/yr
4 people ← typical$3,482/mo$41,782/yr
5 people$4,065/mo$48,778/yr
6 people$4,648/mo$55,774/yr
7 people$5,231/mo$62,770/yr
8 people$5,814/mo$69,766/yr

Source: HHS Federal Poverty Guidelines 2026. Effective January 2026.

📝 How to Apply — St Thomas, Virgin Islands
1
Check Eligibility
Income at or below Business viability required. Family of 4 in St Thomas: $3,482/month in 2026.
2
Apply Online — Fastest
Visit www.sba.gov/funding-programs/loans — available 24/7.
3
Apply by Phone — 1-800-827-5722
Call Mon–Fri business hours for St Thomas residents.
4
Apply In-Person — Saint Thomas Office
Visit offices near St Thomas. Walk-ins accepted.
📋 Documents Required — St Thomas
  • Business plan
  • Tax returns 3 years
  • Financial statements
  • Photo ID
❓ FAQs — Small Business Grants in St Thomas
Who qualifies for Small Business Grants in St Thomas, Virgin Islands?
Residents of St Thomas, Saint Thomas, Virgin Islands with income at or below Business viability required. Family of 4: $3,482/month. Call 1-800-827-5722.
How to apply for Small Business Grants in St Thomas?
Apply online at www.sba.gov/funding-programs/loans, call 1-800-827-5722, or visit Saint Thomas office.
Is there a Small Business Grants office in St Thomas?
The nearest office is in Saint Thomas. Visit office locator for exact address and hours.
🔗 Other Benefits in St Thomas, Virgin Islands
🍎 SNAP Benefits🏥 Medicaid🏠 Section 8 Housing🍼 WIC Program⚡ LIHEAP Energy Help💵 TANF Cash Assistance🧓 SSI Benefits♿ SSDI Benefits
🚀 Apply for Small Business Grants
Apply Online — Official ↗ 📞 Call 1-800-827-5722 ← Back to Saint Thomas
🔔 Virgin Islands Alerts 2026
Free alerts when Small Business Grants changes in Virgin Islands.
📌 All Benefits in St Thomas
🍎 SNAP Benefits🏥 Medicaid🏠 Section 8 Housing🍼 WIC Program⚡ LIHEAP Energy Help💵 TANF Cash Assistance🧓 SSI Benefits♿ SSDI Benefits👶 CHIP Health Insurance🏦 Local Food Banks