πŸ‡ΊπŸ‡Έ USAGovBenefits.com β€” Free independent resource. Not affiliated with any U.S. government agency.
Homeβ€ΊIdahoβ€ΊKootenai Countyβ€ΊCHIP Health Insuranceβ€ΊSpirit Lake
HEALTH β€” ID

πŸ‘Ά CHIP Health Insurance in Spirit Lake, Kootenai County, Idaho β€” 2026

Eligibility, income limits, local offices and how to apply for Spirit Lake residents

Low-cost child coverageMax Benefit
1-877-543-7669Helpline
IDState
200% FPLFPL Threshold
πŸ“Š 2026 Income Limits β€” Spirit Lake, Idaho
Household SizeMonthly LimitAnnual Limit
1 person$1,632/mo$19,578/yr
2 people$2,215/mo$26,572/yr
3 people$2,798/mo$33,566/yr
4 people ← typical$3,482/mo$41,782/yr
5 people$4,065/mo$48,778/yr
6 people$4,648/mo$55,774/yr
7 people$5,231/mo$62,770/yr
8 people$5,814/mo$69,766/yr

Source: HHS Federal Poverty Guidelines 2026. Effective January 2026.

πŸ“ How to Apply β€” Spirit Lake, Idaho
1
Check Eligibility
Income at or below 200% FPL. Family of 4 in Spirit Lake: $3,482/month in 2026.
2
Apply Online β€” Fastest
Visit www.insurekidsnow.gov/coverage/index.html β€” available 24/7.
3
Apply by Phone β€” 1-877-543-7669
Call Mon–Fri business hours for Spirit Lake residents.
4
Apply In-Person β€” Kootenai County Office
Visit offices near Spirit Lake. Walk-ins accepted.
πŸ“‹ Documents Required β€” Spirit Lake
  • Child birth certificate
  • Proof of income
  • Proof of residency
  • Social Security numbers
❓ FAQs β€” CHIP Health Insurance in Spirit Lake
Who qualifies for CHIP Health Insurance in Spirit Lake, Idaho?
Residents of Spirit Lake, Kootenai County, Idaho with income at or below 200% FPL. Family of 4: $3,482/month. Call 1-877-543-7669.
How to apply for CHIP Health Insurance in Spirit Lake?
Apply online at www.insurekidsnow.gov/coverage/index.html, call 1-877-543-7669, or visit Kootenai County office.
Is there a CHIP Health Insurance office in Spirit Lake?
The nearest office is in Kootenai County. Visit office locator for exact address and hours.
πŸ”” Idaho Alerts 2026
Free alerts when CHIP Health Insurance changes in Idaho.