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Homeβ€ΊIowaβ€ΊDickinsonβ€ΊCHIP Health Insuranceβ€ΊSpirit Lake
HEALTH β€” IA

πŸ‘Ά CHIP Health Insurance in Spirit Lake, Dickinson, Iowa β€” 2026

Eligibility, income limits, local offices and how to apply for Spirit Lake residents

Low-cost child coverageMax Benefit
1-877-543-7669Helpline
IAState
200% FPLFPL Threshold
πŸ“Š 2026 Income Limits β€” Spirit Lake, Iowa
Household SizeMonthly LimitAnnual Limit
1 person$1,632/mo$19,578/yr
2 people$2,215/mo$26,572/yr
3 people$2,798/mo$33,566/yr
4 people ← typical$3,482/mo$41,782/yr
5 people$4,065/mo$48,778/yr
6 people$4,648/mo$55,774/yr
7 people$5,231/mo$62,770/yr
8 people$5,814/mo$69,766/yr

Source: HHS Federal Poverty Guidelines 2026. Effective January 2026.

πŸ“ How to Apply β€” Spirit Lake, Iowa
1
Check Eligibility
Income at or below 200% FPL. Family of 4 in Spirit Lake: $3,482/month in 2026.
2
Apply Online β€” Fastest
Visit www.insurekidsnow.gov/coverage/index.html β€” available 24/7.
3
Apply by Phone β€” 1-877-543-7669
Call Mon–Fri business hours for Spirit Lake residents.
4
Apply In-Person β€” Dickinson Office
Visit offices near Spirit Lake. Walk-ins accepted.
πŸ“‹ Documents Required β€” Spirit Lake
  • Child birth certificate
  • Proof of income
  • Proof of residency
  • Social Security numbers
❓ FAQs β€” CHIP Health Insurance in Spirit Lake
Who qualifies for CHIP Health Insurance in Spirit Lake, Iowa?
Residents of Spirit Lake, Dickinson, Iowa with income at or below 200% FPL. Family of 4: $3,482/month. Call 1-877-543-7669.
How to apply for CHIP Health Insurance in Spirit Lake?
Apply online at www.insurekidsnow.gov/coverage/index.html, call 1-877-543-7669, or visit Dickinson office.
Is there a CHIP Health Insurance office in Spirit Lake?
The nearest office is in Dickinson. Visit office locator for exact address and hours.
πŸ”” Iowa Alerts 2026
Free alerts when CHIP Health Insurance changes in Iowa.