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Homeβ€ΊIowaβ€ΊLucasβ€ΊCHIP Health Insuranceβ€ΊDerby
HEALTH β€” IA

πŸ‘Ά CHIP Health Insurance in Derby, Lucas, Iowa β€” 2026

Eligibility, income limits, local offices and how to apply for Derby residents

Low-cost child coverageMax Benefit
1-877-543-7669Helpline
IAState
200% FPLFPL Threshold
πŸ“Š 2026 Income Limits β€” Derby, Iowa
Household SizeMonthly LimitAnnual Limit
1 person$1,632/mo$19,578/yr
2 people$2,215/mo$26,572/yr
3 people$2,798/mo$33,566/yr
4 people ← typical$3,482/mo$41,782/yr
5 people$4,065/mo$48,778/yr
6 people$4,648/mo$55,774/yr
7 people$5,231/mo$62,770/yr
8 people$5,814/mo$69,766/yr

Source: HHS Federal Poverty Guidelines 2026. Effective January 2026.

πŸ“ How to Apply β€” Derby, Iowa
1
Check Eligibility
Income at or below 200% FPL. Family of 4 in Derby: $3,482/month in 2026.
2
Apply Online β€” Fastest
Visit www.insurekidsnow.gov/coverage/index.html β€” available 24/7.
3
Apply by Phone β€” 1-877-543-7669
Call Mon–Fri business hours for Derby residents.
4
Apply In-Person β€” Lucas Office
Visit offices near Derby. Walk-ins accepted.
πŸ“‹ Documents Required β€” Derby
  • Child birth certificate
  • Proof of income
  • Proof of residency
  • Social Security numbers
❓ FAQs β€” CHIP Health Insurance in Derby
Who qualifies for CHIP Health Insurance in Derby, Iowa?
Residents of Derby, Lucas, Iowa with income at or below 200% FPL. Family of 4: $3,482/month. Call 1-877-543-7669.
How to apply for CHIP Health Insurance in Derby?
Apply online at www.insurekidsnow.gov/coverage/index.html, call 1-877-543-7669, or visit Lucas office.
Is there a CHIP Health Insurance office in Derby?
The nearest office is in Lucas. Visit office locator for exact address and hours.
πŸ”” Iowa Alerts 2026
Free alerts when CHIP Health Insurance changes in Iowa.