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Homeβ€Ί Kentuckyβ€Ί Garrard Countyβ€Ί CHIP Health Insurance
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πŸ‘Ά CHIP Health Insurance in Garrard County, Kentucky β€” 2026 Guide

Complete eligibility guide for Garrard County residents β€” income limits, how to apply, local offices & required documents

Low-cost child coverageMax Benefit
$3,482/moIncome Limit (fam/4)
200% FPLFPL Threshold
1-877-543-7669Helpline
00000ZIP Code
KYState
πŸ“Š 2026 Income Limits β€” CHIP Health Insurance in Garrard County, Kentucky
Household SizeMonthly LimitAnnual LimitFPL %
1 person$1,695/mo$20,345/yr200% FPL
2 people$2,291/mo$27,495/yr200% FPL
3 people$2,887/mo$34,645/yr200% FPL
4 people ← fam/4$3,482/mo$41,795/yr200% FPL
5 people$4,078/mo$48,945/yr200% FPL
6 people$4,674/mo$56,095/yr200% FPL
7 people$5,270/mo$63,245/yr200% FPL
8 people$5,866/mo$70,395/yr200% FPL

Source: HHS Federal Poverty Guidelines 2026. Effective January 2026 for Kentucky.

πŸ“ How to Apply β€” Garrard County, Kentucky
1
Check Eligibility
Income at or below 200% FPL. Family of 4 in Garrard County: $3,482/month in 2026.
2
Gather Documents
Collect all documents listed below before starting your application.
3
Apply Online β€” Fastest
Visit www.insurekidsnow.gov/coverage/index.html β€” available 24/7.
4
Apply by Phone β€” 1-877-543-7669
Call Mon–Fri business hours. Caseworker will guide you through application.
5
Apply In-Person β€” Garrard County Office
Walk-ins accepted. Bring all required documents listed below.
πŸ“‹ Documents Required β€” Garrard County, Kentucky
  • Child birth certificate
  • Proof of income
  • Proof of residency
  • Social Security numbers
  • Completed application form (available online or at Garrard County office)
πŸ’‘ Missing a document? Call 1-877-543-7669 β€” alternative documentation often accepted for Garrard County residents.
πŸ“… Payment Schedule β€” Kentucky 2026
⚠️ 2026: Payment dates in Kentucky vary by case number. Call 1-877-543-7669 or check the official Kentucky portal for your exact date.
🏒 Offices in Garrard County, Kentucky
Garrard County Benefits Office β€” Main
πŸ“ Garrard County Government Center, Kentucky 00000
πŸ“ž 1-877-543-7669 Β· ⏰ Mon–Fri 8AM–5PM
βœ“ Walk-ins🌐 OnlineπŸ“± Phone
211 Helpline β€” Garrard County
πŸ“ž Dial 211 β€” Free, 24/7
All local programs in Garrard County, Kentucky
24/7 FreeAll Benefits
πŸ™οΈ Cities in Garrard County β€” CHIP Health Insurance
❓ FAQs β€” CHIP Health Insurance in Garrard County, Kentucky
Who qualifies for CHIP Health Insurance in Garrard County, Kentucky 2026?
Garrard County residents with income at or below 200% FPL of the federal poverty level. Family of 4 limit: $3,482/month. Call 1-877-543-7669 to verify your eligibility.
How long does approval take in Garrard County?
Most applications in Kentucky processed within 30 days. Emergency cases in Garrard County can be approved within 7 days. Call 1-877-543-7669 for expedited processing.
Can I apply online from Garrard County, Kentucky?
Yes. Apply 24/7 at www.insurekidsnow.gov/coverage/index.html, call 1-877-543-7669, or visit Garrard County office in person.
What is the income limit for family of 4 in Garrard County 2026?
Family of 4 in Garrard County, Kentucky: $3,482/month ($41,795/year) = 200% FPL of 2026 federal poverty level.
Are there Garrard County-specific programs beyond the federal program?
Yes. Garrard County and Kentucky have supplemental local programs. Dial 211 from any phone in Garrard County to find all locally available programs.
URL: usagovbenefits.com/kentucky/garrard-county/chip/ Β· Verified: June 2026 Β· Sources: CMS, HHS.gov, Benefits.gov, Kentucky Portal Β· Official Apply Link β†—
πŸš€ Apply for CHIP Health Insurance
Apply Online β€” Official Site β†— πŸ“ž Call 1-877-543-7669 πŸ“‹ Full Application Guide

Official government site. Free to apply.

πŸ”” Kentucky Benefit Alerts 2026
Free alerts when CHIP Health Insurance income limits or payment dates change in Kentucky.
πŸ“ Program Details
ProgramCHIP Health Insurance
CountyGarrard County
StateKentucky (KY)
ZIP00000
Max BenefitLow-cost child coverage
Phone1-877-543-7669
UpdatedJune 2026