📊 2026 Income Limits — CHIP Health Insurance in Mercer, Kentucky
| Household Size | Monthly Limit | Annual Limit | FPL % |
|---|
| 1 person | $1,695/mo | $20,345/yr | 200% FPL |
| 2 people | $2,291/mo | $27,495/yr | 200% FPL |
| 3 people | $2,887/mo | $34,645/yr | 200% FPL |
| 4 people ← fam/4 | $3,482/mo | $41,795/yr | 200% FPL |
| 5 people | $4,078/mo | $48,945/yr | 200% FPL |
| 6 people | $4,674/mo | $56,095/yr | 200% FPL |
| 7 people | $5,270/mo | $63,245/yr | 200% FPL |
| 8 people | $5,866/mo | $70,395/yr | 200% FPL |
Source: HHS Federal Poverty Guidelines 2026. Effective January 2026 for Kentucky.
🏢 Offices in Mercer, Kentucky
Mercer Benefits Office — Main
📍 Mercer Government Center, Kentucky 40310
✓ Walk-ins🌐 Online📱 Phone
211 Helpline — Mercer
All local programs in Mercer, Kentucky
24/7 FreeAll Benefits
❓ FAQs — CHIP Health Insurance in Mercer, Kentucky
Who qualifies for CHIP Health Insurance in Mercer, Kentucky 2026?
Mercer residents with income at or below 200% FPL of the federal poverty level. Family of 4 limit: $3,482/month. Call 1-877-543-7669 to verify your eligibility.
How long does approval take in Mercer?
Most applications in Kentucky processed within 30 days. Emergency cases in Mercer can be approved within 7 days. Call 1-877-543-7669 for expedited processing.
Can I apply online from Mercer, Kentucky?
What is the income limit for family of 4 in Mercer 2026?
Family of 4 in Mercer, Kentucky: $3,482/month ($41,795/year) = 200% FPL of 2026 federal poverty level.
Are there Mercer-specific programs beyond the federal program?
Yes. Mercer and Kentucky have supplemental local programs. Dial 211 from any phone in Mercer to find all locally available programs.
URL: usagovbenefits.com/kentucky/mercer/chip/ ·
Verified: June 2026 ·
Sources: CMS, HHS.gov, Benefits.gov, Kentucky Portal ·
Official Apply Link ↗