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πŸ‘Ά CHIP Health Insurance in Worcester, Massachusetts β€” 2026 Guide

Complete eligibility guide for Worcester residents β€” income limits, how to apply, local offices & required documents

Low-cost child coverageMax Benefit
$3,482/moIncome Limit (fam/4)
200% FPLFPL Threshold
1-877-543-7669Helpline
01005ZIP Code
MAState
πŸ“Š 2026 Income Limits β€” CHIP Health Insurance in Worcester, Massachusetts
Household SizeMonthly LimitAnnual LimitFPL %
1 person$1,695/mo$20,345/yr200% FPL
2 people$2,291/mo$27,495/yr200% FPL
3 people$2,887/mo$34,645/yr200% FPL
4 people ← fam/4$3,482/mo$41,795/yr200% FPL
5 people$4,078/mo$48,945/yr200% FPL
6 people$4,674/mo$56,095/yr200% FPL
7 people$5,270/mo$63,245/yr200% FPL
8 people$5,866/mo$70,395/yr200% FPL

Source: HHS Federal Poverty Guidelines 2026. Effective January 2026 for Massachusetts.

πŸ“ How to Apply β€” Worcester, Massachusetts
1
Check Eligibility
Income at or below 200% FPL. Family of 4 in Worcester: $3,482/month in 2026.
2
Gather Documents
Collect all documents listed below before starting your application.
3
Apply Online β€” Fastest
Visit www.insurekidsnow.gov/coverage/index.html β€” available 24/7.
4
Apply by Phone β€” 1-877-543-7669
Call Mon–Fri business hours. Caseworker will guide you through application.
5
Apply In-Person β€” Worcester Office
Walk-ins accepted. Bring all required documents listed below.
πŸ“‹ Documents Required β€” Worcester, Massachusetts
  • Child birth certificate
  • Proof of income
  • Proof of residency
  • Social Security numbers
  • Completed application form (available online or at Worcester office)
πŸ’‘ Missing a document? Call 1-877-543-7669 β€” alternative documentation often accepted for Worcester residents.
πŸ“… Payment Schedule β€” Massachusetts 2026
⚠️ 2026: Payment dates in Massachusetts vary by case number. Call 1-877-543-7669 or check the official Massachusetts portal for your exact date.
🏒 Offices in Worcester, Massachusetts
Worcester Benefits Office β€” Main
πŸ“ Worcester Government Center, Massachusetts 01005
πŸ“ž 1-877-543-7669 Β· ⏰ Mon–Fri 8AM–5PM
βœ“ Walk-ins🌐 OnlineπŸ“± Phone
211 Helpline β€” Worcester
πŸ“ž Dial 211 β€” Free, 24/7
All local programs in Worcester, Massachusetts
24/7 FreeAll Benefits
❓ FAQs β€” CHIP Health Insurance in Worcester, Massachusetts
Who qualifies for CHIP Health Insurance in Worcester, Massachusetts 2026?
Worcester residents with income at or below 200% FPL of the federal poverty level. Family of 4 limit: $3,482/month. Call 1-877-543-7669 to verify your eligibility.
How long does approval take in Worcester?
Most applications in Massachusetts processed within 30 days. Emergency cases in Worcester can be approved within 7 days. Call 1-877-543-7669 for expedited processing.
Can I apply online from Worcester, Massachusetts?
Yes. Apply 24/7 at www.insurekidsnow.gov/coverage/index.html, call 1-877-543-7669, or visit Worcester office in person.
What is the income limit for family of 4 in Worcester 2026?
Family of 4 in Worcester, Massachusetts: $3,482/month ($41,795/year) = 200% FPL of 2026 federal poverty level.
Are there Worcester-specific programs beyond the federal program?
Yes. Worcester and Massachusetts have supplemental local programs. Dial 211 from any phone in Worcester to find all locally available programs.
URL: usagovbenefits.com/massachusetts/worcester/chip/ Β· Verified: June 2026 Β· Sources: CMS, HHS.gov, Benefits.gov, Massachusetts Portal Β· Official Apply Link β†—
πŸš€ Apply for CHIP Health Insurance
Apply Online β€” Official Site β†— πŸ“ž Call 1-877-543-7669 πŸ“‹ Full Application Guide

Official government site. Free to apply.

πŸ”” Massachusetts Benefit Alerts 2026
Free alerts when CHIP Health Insurance income limits or payment dates change in Massachusetts.
πŸ“ Program Details
ProgramCHIP Health Insurance
CountyWorcester
StateMassachusetts (MA)
ZIP01005
Max BenefitLow-cost child coverage
Phone1-877-543-7669
UpdatedJune 2026