📊 2026 Income Limits — CHIP Health Insurance in Bay, Michigan
| Household Size | Monthly Limit | Annual Limit | FPL % |
|---|
| 1 person | $1,695/mo | $20,345/yr | 200% FPL |
| 2 people | $2,291/mo | $27,495/yr | 200% FPL |
| 3 people | $2,887/mo | $34,645/yr | 200% FPL |
| 4 people ← fam/4 | $3,482/mo | $41,795/yr | 200% FPL |
| 5 people | $4,078/mo | $48,945/yr | 200% FPL |
| 6 people | $4,674/mo | $56,095/yr | 200% FPL |
| 7 people | $5,270/mo | $63,245/yr | 200% FPL |
| 8 people | $5,866/mo | $70,395/yr | 200% FPL |
Source: HHS Federal Poverty Guidelines 2026. Effective January 2026 for Michigan.
🏢 Offices in Bay, Michigan
Bay Benefits Office — Main
📍 Bay Government Center, Michigan 48611
✓ Walk-ins🌐 Online📱 Phone
211 Helpline — Bay
All local programs in Bay, Michigan
24/7 FreeAll Benefits
❓ FAQs — CHIP Health Insurance in Bay, Michigan
Who qualifies for CHIP Health Insurance in Bay, Michigan 2026?
Bay residents with income at or below 200% FPL of the federal poverty level. Family of 4 limit: $3,482/month. Call 1-877-543-7669 to verify your eligibility.
How long does approval take in Bay?
Most applications in Michigan processed within 30 days. Emergency cases in Bay can be approved within 7 days. Call 1-877-543-7669 for expedited processing.
Can I apply online from Bay, Michigan?
What is the income limit for family of 4 in Bay 2026?
Family of 4 in Bay, Michigan: $3,482/month ($41,795/year) = 200% FPL of 2026 federal poverty level.
Are there Bay-specific programs beyond the federal program?
Yes. Bay and Michigan have supplemental local programs. Dial 211 from any phone in Bay to find all locally available programs.
URL: usagovbenefits.com/michigan/bay/chip/ ·
Verified: June 2026 ·
Sources: CMS, HHS.gov, Benefits.gov, Michigan Portal ·
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