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Homeβ€ΊMinnesotaβ€ΊBenton Countyβ€ΊCHIP Health Insuranceβ€ΊSt. Cloud
HEALTH β€” MN

πŸ‘Ά CHIP Health Insurance in St. Cloud, Benton County, Minnesota β€” 2026

Eligibility, income limits, local offices and how to apply for St. Cloud residents

Low-cost child coverageMax Benefit
1-877-543-7669Helpline
MNState
200% FPLFPL Threshold
πŸ“Š 2026 Income Limits β€” St. Cloud, Minnesota
Household SizeMonthly LimitAnnual Limit
1 person$1,632/mo$19,578/yr
2 people$2,215/mo$26,572/yr
3 people$2,798/mo$33,566/yr
4 people ← typical$3,482/mo$41,782/yr
5 people$4,065/mo$48,778/yr
6 people$4,648/mo$55,774/yr
7 people$5,231/mo$62,770/yr
8 people$5,814/mo$69,766/yr

Source: HHS Federal Poverty Guidelines 2026. Effective January 2026.

πŸ“ How to Apply β€” St. Cloud, Minnesota
1
Check Eligibility
Income at or below 200% FPL. Family of 4 in St. Cloud: $3,482/month in 2026.
2
Apply Online β€” Fastest
Visit www.insurekidsnow.gov/coverage/index.html β€” available 24/7.
3
Apply by Phone β€” 1-877-543-7669
Call Mon–Fri business hours for St. Cloud residents.
4
Apply In-Person β€” Benton County Office
Visit offices near St. Cloud. Walk-ins accepted.
πŸ“‹ Documents Required β€” St. Cloud
  • Child birth certificate
  • Proof of income
  • Proof of residency
  • Social Security numbers
❓ FAQs β€” CHIP Health Insurance in St. Cloud
Who qualifies for CHIP Health Insurance in St. Cloud, Minnesota?
Residents of St. Cloud, Benton County, Minnesota with income at or below 200% FPL. Family of 4: $3,482/month. Call 1-877-543-7669.
How to apply for CHIP Health Insurance in St. Cloud?
Apply online at www.insurekidsnow.gov/coverage/index.html, call 1-877-543-7669, or visit Benton County office.
Is there a CHIP Health Insurance office in St. Cloud?
The nearest office is in Benton County. Visit office locator for exact address and hours.
πŸ”” Minnesota Alerts 2026
Free alerts when CHIP Health Insurance changes in Minnesota.