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HEALTH — NJ

👶 CHIP Health Insurance in Upper Montclair, Essex County, New Jersey — 2026

Eligibility, income limits, local offices and how to apply for Upper Montclair residents

Low-cost child coverageMax Benefit
1-877-543-7669Helpline
NJState
200% FPLFPL Threshold
📊 2026 Income Limits — Upper Montclair, New Jersey
Household SizeMonthly LimitAnnual Limit
1 person$1,632/mo$19,578/yr
2 people$2,215/mo$26,572/yr
3 people$2,798/mo$33,566/yr
4 people ← typical$3,482/mo$41,782/yr
5 people$4,065/mo$48,778/yr
6 people$4,648/mo$55,774/yr
7 people$5,231/mo$62,770/yr
8 people$5,814/mo$69,766/yr

Source: HHS Federal Poverty Guidelines 2026. Effective January 2026.

📝 How to Apply — Upper Montclair, New Jersey
1
Check Eligibility
Income at or below 200% FPL. Family of 4 in Upper Montclair: $3,482/month in 2026.
2
Apply Online — Fastest
Visit www.insurekidsnow.gov/coverage/index.html — available 24/7.
3
Apply by Phone — 1-877-543-7669
Call Mon–Fri business hours for Upper Montclair residents.
4
Apply In-Person — Essex County Office
Visit offices near Upper Montclair. Walk-ins accepted.
📋 Documents Required — Upper Montclair
  • Child birth certificate
  • Proof of income
  • Proof of residency
  • Social Security numbers
❓ FAQs — CHIP Health Insurance in Upper Montclair
Who qualifies for CHIP Health Insurance in Upper Montclair, New Jersey?
Residents of Upper Montclair, Essex County, New Jersey with income at or below 200% FPL. Family of 4: $3,482/month. Call 1-877-543-7669.
How to apply for CHIP Health Insurance in Upper Montclair?
Apply online at www.insurekidsnow.gov/coverage/index.html, call 1-877-543-7669, or visit Essex County office.
Is there a CHIP Health Insurance office in Upper Montclair?
The nearest office is in Essex County. Visit office locator for exact address and hours.
🔗 Other Benefits in Upper Montclair, New Jersey
🍎 SNAP Benefits🏥 Medicaid🏠 Section 8 Housing🍼 WIC Program⚡ LIHEAP Energy Help💵 TANF Cash Assistance🧓 SSI Benefits♿ SSDI Benefits
🚀 Apply for CHIP Health Insurance
Apply Online — Official ↗ 📞 Call 1-877-543-7669 ← Back to Essex County
🔔 New Jersey Alerts 2026
Free alerts when CHIP Health Insurance changes in New Jersey.
📌 All Benefits in Upper Montclair
🍎 SNAP Benefits🏥 Medicaid🏠 Section 8 Housing🍼 WIC Program⚡ LIHEAP Energy Help💵 TANF Cash Assistance🧓 SSI Benefits♿ SSDI Benefits👶 CHIP Health Insurance🏦 Local Food Banks