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Homeβ€ΊNew Jerseyβ€ΊEssexβ€ΊCHIP Health Insuranceβ€ΊMontclair
HEALTH β€” NJ

πŸ‘Ά CHIP Health Insurance in Montclair, Essex, New Jersey β€” 2026

Eligibility, income limits, local offices and how to apply for Montclair residents

Low-cost child coverageMax Benefit
1-877-543-7669Helpline
NJState
200% FPLFPL Threshold
πŸ“Š 2026 Income Limits β€” Montclair, New Jersey
Household SizeMonthly LimitAnnual Limit
1 person$1,632/mo$19,578/yr
2 people$2,215/mo$26,572/yr
3 people$2,798/mo$33,566/yr
4 people ← typical$3,482/mo$41,782/yr
5 people$4,065/mo$48,778/yr
6 people$4,648/mo$55,774/yr
7 people$5,231/mo$62,770/yr
8 people$5,814/mo$69,766/yr

Source: HHS Federal Poverty Guidelines 2026. Effective January 2026.

πŸ“ How to Apply β€” Montclair, New Jersey
1
Check Eligibility
Income at or below 200% FPL. Family of 4 in Montclair: $3,482/month in 2026.
2
Apply Online β€” Fastest
Visit www.insurekidsnow.gov/coverage/index.html β€” available 24/7.
3
Apply by Phone β€” 1-877-543-7669
Call Mon–Fri business hours for Montclair residents.
4
Apply In-Person β€” Essex Office
Visit offices near Montclair. Walk-ins accepted.
πŸ“‹ Documents Required β€” Montclair
  • Child birth certificate
  • Proof of income
  • Proof of residency
  • Social Security numbers
❓ FAQs β€” CHIP Health Insurance in Montclair
Who qualifies for CHIP Health Insurance in Montclair, New Jersey?
Residents of Montclair, Essex, New Jersey with income at or below 200% FPL. Family of 4: $3,482/month. Call 1-877-543-7669.
How to apply for CHIP Health Insurance in Montclair?
Apply online at www.insurekidsnow.gov/coverage/index.html, call 1-877-543-7669, or visit Essex office.
Is there a CHIP Health Insurance office in Montclair?
The nearest office is in Essex. Visit office locator for exact address and hours.
πŸ”” New Jersey Alerts 2026
Free alerts when CHIP Health Insurance changes in New Jersey.