📊 2026 Income Limits — CHIP Health Insurance in Otsego County, New York
| Household Size | Monthly Limit | Annual Limit | FPL % |
|---|
| 1 person | $1,695/mo | $20,345/yr | 200% FPL |
| 2 people | $2,291/mo | $27,495/yr | 200% FPL |
| 3 people | $2,887/mo | $34,645/yr | 200% FPL |
| 4 people ← fam/4 | $3,482/mo | $41,795/yr | 200% FPL |
| 5 people | $4,078/mo | $48,945/yr | 200% FPL |
| 6 people | $4,674/mo | $56,095/yr | 200% FPL |
| 7 people | $5,270/mo | $63,245/yr | 200% FPL |
| 8 people | $5,866/mo | $70,395/yr | 200% FPL |
Source: HHS Federal Poverty Guidelines 2026. Effective January 2026 for New York.
🏢 Offices in Otsego County, New York
Otsego County Benefits Office — Main
📍 Otsego County Government Center, New York 00000
✓ Walk-ins🌐 Online📱 Phone
211 Helpline — Otsego County
All local programs in Otsego County, New York
24/7 FreeAll Benefits
❓ FAQs — CHIP Health Insurance in Otsego County, New York
Who qualifies for CHIP Health Insurance in Otsego County, New York 2026?
Otsego County residents with income at or below 200% FPL of the federal poverty level. Family of 4 limit: $3,482/month. Call 1-877-543-7669 to verify your eligibility.
How long does approval take in Otsego County?
Most applications in New York processed within 30 days. Emergency cases in Otsego County can be approved within 7 days. Call 1-877-543-7669 for expedited processing.
Can I apply online from Otsego County, New York?
What is the income limit for family of 4 in Otsego County 2026?
Family of 4 in Otsego County, New York: $3,482/month ($41,795/year) = 200% FPL of 2026 federal poverty level.
Are there Otsego County-specific programs beyond the federal program?
Yes. Otsego County and New York have supplemental local programs. Dial 211 from any phone in Otsego County to find all locally available programs.
URL: usagovbenefits.com/new-york/otsego-county/chip/ ·
Verified: June 2026 ·
Sources: CMS, HHS.gov, Benefits.gov, New York Portal ·
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