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HEALTH — NC

👶 CHIP Health Insurance in Spruce Pine, Mitchell County, North Carolina — 2026

Eligibility, income limits, local offices and how to apply for Spruce Pine residents

Low-cost child coverageMax Benefit
1-877-543-7669Helpline
NCState
200% FPLFPL Threshold
📊 2026 Income Limits — Spruce Pine, North Carolina
Household SizeMonthly LimitAnnual Limit
1 person$1,632/mo$19,578/yr
2 people$2,215/mo$26,572/yr
3 people$2,798/mo$33,566/yr
4 people ← typical$3,482/mo$41,782/yr
5 people$4,065/mo$48,778/yr
6 people$4,648/mo$55,774/yr
7 people$5,231/mo$62,770/yr
8 people$5,814/mo$69,766/yr

Source: HHS Federal Poverty Guidelines 2026. Effective January 2026.

📝 How to Apply — Spruce Pine, North Carolina
1
Check Eligibility
Income at or below 200% FPL. Family of 4 in Spruce Pine: $3,482/month in 2026.
2
Apply Online — Fastest
Visit www.insurekidsnow.gov/coverage/index.html — available 24/7.
3
Apply by Phone — 1-877-543-7669
Call Mon–Fri business hours for Spruce Pine residents.
4
Apply In-Person — Mitchell County Office
Visit offices near Spruce Pine. Walk-ins accepted.
📋 Documents Required — Spruce Pine
  • Child birth certificate
  • Proof of income
  • Proof of residency
  • Social Security numbers
❓ FAQs — CHIP Health Insurance in Spruce Pine
Who qualifies for CHIP Health Insurance in Spruce Pine, North Carolina?
Residents of Spruce Pine, Mitchell County, North Carolina with income at or below 200% FPL. Family of 4: $3,482/month. Call 1-877-543-7669.
How to apply for CHIP Health Insurance in Spruce Pine?
Apply online at www.insurekidsnow.gov/coverage/index.html, call 1-877-543-7669, or visit Mitchell County office.
Is there a CHIP Health Insurance office in Spruce Pine?
The nearest office is in Mitchell County. Visit office locator for exact address and hours.
🔗 Other Benefits in Spruce Pine, North Carolina
🍎 SNAP Benefits🏥 Medicaid🏠 Section 8 Housing🍼 WIC Program⚡ LIHEAP Energy Help💵 TANF Cash Assistance🧓 SSI Benefits♿ SSDI Benefits
🚀 Apply for CHIP Health Insurance
Apply Online — Official ↗ 📞 Call 1-877-543-7669 ← Back to Mitchell County
🔔 North Carolina Alerts 2026
Free alerts when CHIP Health Insurance changes in North Carolina.
📌 All Benefits in Spruce Pine
🍎 SNAP Benefits🏥 Medicaid🏠 Section 8 Housing🍼 WIC Program⚡ LIHEAP Energy Help💵 TANF Cash Assistance🧓 SSI Benefits♿ SSDI Benefits👶 CHIP Health Insurance🏦 Local Food Banks