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Homeβ€Ί North Carolinaβ€Ί Swainβ€Ί Public Housing
HOUSING ASSISTANCE β€” NC

🏒 Public Housing in Swain, North Carolina β€” 2026 Guide

Complete eligibility guide for Swain residents β€” income limits, how to apply, local offices & required documents

Rent capped at 30% incomeMax Benefit
$3,482/moIncome Limit (fam/4)
80% Area Median IncomeFPL Threshold
1-800-955-2232Helpline
28702ZIP Code
NCState
πŸ“Š 2026 Income Limits β€” Public Housing in Swain, North Carolina
Household SizeMonthly LimitAnnual LimitFPL %
1 person$1,695/mo$20,345/yr80% Area Median Income
2 people$2,291/mo$27,495/yr80% Area Median Income
3 people$2,887/mo$34,645/yr80% Area Median Income
4 people ← fam/4$3,482/mo$41,795/yr80% Area Median Income
5 people$4,078/mo$48,945/yr80% Area Median Income
6 people$4,674/mo$56,095/yr80% Area Median Income
7 people$5,270/mo$63,245/yr80% Area Median Income
8 people$5,866/mo$70,395/yr80% Area Median Income

Source: HHS Federal Poverty Guidelines 2026. Effective January 2026 for North Carolina.

πŸ“ How to Apply β€” Swain, North Carolina
1
Check Eligibility
Income at or below 80% Area Median Income. Family of 4 in Swain: $3,482/month in 2026.
2
Gather Documents
Collect all documents listed below before starting your application.
3
Apply Online β€” Fastest
Visit www.hud.gov/topics/rental_assistance/phprog β€” available 24/7.
4
Apply by Phone β€” 1-800-955-2232
Call Mon–Fri business hours. Caseworker will guide you through application.
5
Apply In-Person β€” Swain Office
Walk-ins accepted. Bring all required documents listed below.
πŸ“‹ Documents Required β€” Swain, North Carolina
  • Photo ID all adults
  • Social Security cards
  • Proof of income
  • Rental history
  • Completed application form (available online or at Swain office)
πŸ’‘ Missing a document? Call 1-800-955-2232 β€” alternative documentation often accepted for Swain residents.
πŸ“… Payment Schedule β€” North Carolina 2026
⚠️ 2026: Payment dates in North Carolina vary by case number. Call 1-800-955-2232 or check the official North Carolina portal for your exact date.
🏒 Offices in Swain, North Carolina
Swain Benefits Office β€” Main
πŸ“ Swain Government Center, North Carolina 28702
πŸ“ž 1-800-955-2232 Β· ⏰ Mon–Fri 8AM–5PM
βœ“ Walk-ins🌐 OnlineπŸ“± Phone
211 Helpline β€” Swain
πŸ“ž Dial 211 β€” Free, 24/7
All local programs in Swain, North Carolina
24/7 FreeAll Benefits
πŸ™οΈ Cities in Swain β€” Public Housing
❓ FAQs β€” Public Housing in Swain, North Carolina
Who qualifies for Public Housing in Swain, North Carolina 2026?
Swain residents with income at or below 80% Area Median Income of the federal poverty level. Family of 4 limit: $3,482/month. Call 1-800-955-2232 to verify your eligibility.
How long does approval take in Swain?
Most applications in North Carolina processed within 30 days. Emergency cases in Swain can be approved within 7 days. Call 1-800-955-2232 for expedited processing.
Can I apply online from Swain, North Carolina?
Yes. Apply 24/7 at www.hud.gov/topics/rental_assistance/phprog, call 1-800-955-2232, or visit Swain office in person.
What is the income limit for family of 4 in Swain 2026?
Family of 4 in Swain, North Carolina: $3,482/month ($41,795/year) = 80% Area Median Income of 2026 federal poverty level.
Are there Swain-specific programs beyond the federal program?
Yes. Swain and North Carolina have supplemental local programs. Dial 211 from any phone in Swain to find all locally available programs.
URL: usagovbenefits.com/north-carolina/swain/public-housing/ Β· Verified: June 2026 Β· Sources: HUD / Local Housing Authority, HHS.gov, Benefits.gov, North Carolina Portal Β· Official Apply Link β†—
πŸš€ Apply for Public Housing
Apply Online β€” Official Site β†— πŸ“ž Call 1-800-955-2232 πŸ“‹ Full Application Guide

Official government site. Free to apply.

πŸ”” North Carolina Benefit Alerts 2026
Free alerts when Public Housing income limits or payment dates change in North Carolina.
πŸ“ Program Details
ProgramPublic Housing
CountySwain
StateNorth Carolina (NC)
ZIP28702
Max BenefitRent capped at 30% income
Phone1-800-955-2232
UpdatedJune 2026