📊 2026 Income Limits — CHIP Health Insurance in Saint Thomas, Virgin Islands
| Household Size | Monthly Limit | Annual Limit | FPL % |
|---|
| 1 person | $1,695/mo | $20,345/yr | 200% FPL |
| 2 people | $2,291/mo | $27,495/yr | 200% FPL |
| 3 people | $2,887/mo | $34,645/yr | 200% FPL |
| 4 people ← fam/4 | $3,482/mo | $41,795/yr | 200% FPL |
| 5 people | $4,078/mo | $48,945/yr | 200% FPL |
| 6 people | $4,674/mo | $56,095/yr | 200% FPL |
| 7 people | $5,270/mo | $63,245/yr | 200% FPL |
| 8 people | $5,866/mo | $70,395/yr | 200% FPL |
Source: HHS Federal Poverty Guidelines 2026. Effective January 2026 for Virgin Islands.
🏢 Offices in Saint Thomas, Virgin Islands
Saint Thomas Benefits Office — Main
📍 Saint Thomas Government Center, Virgin Islands 00000
✓ Walk-ins🌐 Online📱 Phone
211 Helpline — Saint Thomas
All local programs in Saint Thomas, Virgin Islands
24/7 FreeAll Benefits
❓ FAQs — CHIP Health Insurance in Saint Thomas, Virgin Islands
Who qualifies for CHIP Health Insurance in Saint Thomas, Virgin Islands 2026?
Saint Thomas residents with income at or below 200% FPL of the federal poverty level. Family of 4 limit: $3,482/month. Call 1-877-543-7669 to verify your eligibility.
How long does approval take in Saint Thomas?
Most applications in Virgin Islands processed within 30 days. Emergency cases in Saint Thomas can be approved within 7 days. Call 1-877-543-7669 for expedited processing.
Can I apply online from Saint Thomas, Virgin Islands?
What is the income limit for family of 4 in Saint Thomas 2026?
Family of 4 in Saint Thomas, Virgin Islands: $3,482/month ($41,795/year) = 200% FPL of 2026 federal poverty level.
Are there Saint Thomas-specific programs beyond the federal program?
Yes. Saint Thomas and Virgin Islands have supplemental local programs. Dial 211 from any phone in Saint Thomas to find all locally available programs.
URL: usagovbenefits.com/virgin-islands/saint-thomas/chip/ ·
Verified: June 2026 ·
Sources: CMS, HHS.gov, Benefits.gov, Virgin Islands Portal ·
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